eSign

eSignatures can be built as a capability on top of any identity system. They allow for an individual to avoid a physical or wet signature, and instead sign a document remotely using a method of identity authentication. These documents could include loan agreements, property ownership agreements, or closure of business documents for instance.

eSignature is a protocol that can allow an ecosystem of electronic signature providers to facilitate legally valid signatures as a service to various public and private institutions, typically building on an existing identity authentication and eKYC API.

An example eSign ecosystem could be architected as follows:

Source: https://cca.gov.in/sites/files/pdf/esign/eSign-APIv3.3.pdf

Further resources:

https://cca.gov.in/sites/files/pdf/ACT/eSign-APIv2.1.pdf

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