# Digital credentials

### What is it?

Convert any paper certificate, license, or statement into a **verifiable certificate with a signed QR** code, with a **document wallet app** to fetch multiple credentials.

{% embed url="<https://drive.google.com/file/d/1hdf3cX_w1rHTF6-IpmQ59eSV9ijevMCg/view?usp=drive_link>" %}
A short explainer on verifiable credentials&#x20;
{% endembed %}

### Why Digital Credentials?

{% tabs %}
{% tab title="Capabilities " %}

| Issuers can issue digitally signed, machine-readable credentials                                              |
| ------------------------------------------------------------------------------------------------------------- |
| Issuers can revoke the issued credentials                                                                     |
| Issuers can share VCs to users with authentication                                                            |
| Users, or data subjects, can import credentials from various sources, such as issuers, to their mobile wallet |
| Users can share credentials with relying parties from their mobile wallet                                     |
| Relying or verifying parties can receive and verify credentials shared with them                              |
| Credentials can be verified in both online and offline settings                                               |
| {% endtab %}                                                                                                  |

{% tab title="Benefits" %} <mark style="background-color:purple;">**For the system/business user:**</mark>

| Cost of trust is low; not easy to forge the certificate                                                                 |
| ----------------------------------------------------------------------------------------------------------------------- |
| Enables low-cost verification anytime, anywhere                                                                         |
| Cost of reissuance is almost completely eliminated                                                                      |
| Different departments can reuse the same infrastructure to generate credentials effortlessly                            |
| Reduces processing costs for presented credentials                                                                      |
| Integrates well into existing workflows, such as issuing paper certificates or emailing documents to recipients         |
| Lesser chances of frauds and impersonation                                                                              |
| Credentials can be issued in both physical and digital formats, ensuring accessibility and inclusion for the population |

<mark style="background-color:purple;">**For the end user:**</mark>

| Empowers the users (owners of the data) with control of data back in their hands                    |
| --------------------------------------------------------------------------------------------------- |
| Increases ease of transactions by eliminating the need to carry paper files or PDFs                 |
| Saves time by removing the need for copying or printing                                             |
| Multiple modes of presenting the credential are available, both offline and online                  |
| Certificates can be stored in wallet of user's choice, allowing for the selection, of multiple apps |
| Enables ease of applying to services, benefits, or schemes by simplifying document submission       |
| Eliminates the fear or risk of losing original credentials or certificates                          |
| Faster access to services through accelerated verification processes                                |
| {% endtab %}                                                                                        |

{% tab title="Value created" %}

| Increase in quality of life across sectors (fundamental needs, finance, healthcare, education) enabled by ease of access to a wide range of services |
| ---------------------------------------------------------------------------------------------------------------------------------------------------- |
| High trust at low cost in cross sectoral systems                                                                                                     |
| {% endtab %}                                                                                                                                         |
| {% endtabs %}                                                                                                                                        |

### What use cases can be powered?

<table data-column-title-hidden data-view="cards" data-full-width="true"><thead><tr><th></th><th></th></tr></thead><tbody><tr><td><mark style="color:green;"><strong>Climate</strong></mark></td><td>Issuing carbon credits as verifiable credentials for energy market trading, eligibility for subsidies, etc.</td></tr><tr><td><mark style="color:purple;"><strong>Education</strong></mark></td><td>Students having their education certificates and admission letters as verifiable credentials and sharing them with prospective employers, loan providers, and scholarship programs</td></tr><tr><td><mark style="color:blue;"><strong>Healthcare</strong></mark></td><td>Citizens holding their vaccination details as verifiable credential to demonstrate eligibility for entering public spaces.</td></tr><tr><td><mark style="color:blue;"><strong>Healthcare</strong></mark></td><td>Healthcare professionals with VCs of their professional licensing can present them to enable practice anywhere.</td></tr><tr><td><mark style="color:orange;"><strong>Govt Services</strong></mark></td><td>Passports as verifiable credentials to assist people in their easy commute through airports.</td></tr><tr><td><mark style="color:orange;"><strong>Govt Services</strong></mark></td><td>Business owners holding trade licenses as verifiable credentials gain access to credit facilities.</td></tr><tr><td><mark style="color:orange;"><strong>Govt Services</strong></mark></td><td>Citizens having their civic certificates, including marriage licenses, voter ID, social security information, passports, and driving licenses, as verifiable credentials to be presented as required.</td></tr></tbody></table>

{% hint style="info" %}
For DaaS Cohort 1, **Inji** was the digital credentials product made available.
{% endhint %}

{% hint style="success" %}
For DaaS Cohort 2, **Inji, Walt.id, CREDEBL and QuarkID** are the Digital Public Goods evaluated.
{% endhint %}

This document below outlines a call to action for Service Providers (SP) to adopt a user-centric, verifiable credentialing infrastructure that ensures secure, low-cost, and trusted digital data sharing across sectors.

{% file src="/files/V8UMRZWGVCRo6cDS1yFr" %}

### Inji - Additional resources:

{% embed url="<https://docs.google.com/presentation/d/1pfI5IcFspKgjNvcX-wTmV99kjMWYyIa0dB6uENLlXXQ/edit?usp=sharing>" %}

### Inji - Experience centre:

<https://docs.mosip.io/inji/inji-mobile-wallet/sandbox-details/inji-setup-guide>

### Walt.id - Additional resources:

{% embed url="<https://docs.walt.id/>" %}

### CREDEBL - Additional resources:

{% embed url="<https://docs.credebl.id/docs>" %}

### QuarkID - Additional resources:

{% embed url="<https://github.com/ssi-quarkid>" %}


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