Digital credentials
What is it?
Convert any paper certificate, license, or statement into a verifiable certificate with a signed QR code, with a document wallet app to fetch multiple credentials.
Why Digital Credentials?
Issuers can issue digitally signed, machine-readable credentials
Issuers can revoke the issued credentials
Issuers can share VCs to users with authentication
Users, or data subjects, can import credentials from various sources, such as issuers, to their mobile wallet
Users can share credentials with relying parties from their mobile wallet
Relying or verifying parties can receive and verify credentials shared with them
Credentials can be verified in both online and offline settings
For the system/business user:
Cost of trust is low; not easy to forge the certificate
Enables low-cost verification anytime, anywhere
Cost of reissuance is almost completely eliminated
Different departments can reuse the same infrastructure to generate credentials effortlessly
Reduces processing costs for presented credentials
Integrates well into existing workflows, such as issuing paper certificates or emailing documents to recipients
Lesser chances of frauds and impersonation
Credentials can be issued in both physical and digital formats, ensuring accessibility and inclusion for the population
For the end user:
Empowers the users (owners of the data) with control of data back in their hands
Increases ease of transactions by eliminating the need to carry paper files or PDFs
Saves time by removing the need for copying or printing
Multiple modes of presenting the credential are available, both offline and online
Certificates can be stored in wallet of user's choice, allowing for the selection, of multiple apps
Enables ease of applying to services, benefits, or schemes by simplifying document submission
Eliminates the fear or risk of losing original credentials or certificates
Faster access to services through accelerated verification processes
Increase in quality of life across sectors (fundamental needs, finance, healthcare, education) enabled by ease of access to a wide range of services
High trust at low cost in cross sectoral systems
What use cases can be powered?
Climate
Issuing carbon credits as verifiable credentials for energy market trading, eligibility for subsidies, etc.
Education
Students having their education certificates and admission letters as verifiable credentials and sharing them with prospective employers, loan providers, and scholarship programs
Healthcare
Citizens holding their vaccination details as verifiable credential to demonstrate eligibility for entering public spaces.
Healthcare
Healthcare professionals with VCs of their professional licensing can present them to enable practice anywhere.
Govt Services
Passports as verifiable credentials to assist people in their easy commute through airports.
Govt Services
Business owners holding trade licenses as verifiable credentials gain access to credit facilities.
Govt Services
Citizens having their civic certificates, including marriage licenses, voter ID, social security information, passports, and driving licenses, as verifiable credentials to be presented as required.
For DaaS Cohort 1, Inji is the digital credentials product made available.
This document below outlines a call to action for software vendors (ISVs) to adopt a user-centric, verifiable credentialing infrastructure that ensures secure, low-cost, and trusted digital data sharing across sectors.
Inji - Additional resources:
Inji - Experience centre:
https://docs.mosip.io/inji/inji-mobile-wallet/sandbox-details/inji-setup-guide
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