Digital credentials

What is it?

Convert any paper certificate, license, or statement into a verifiable certificate with a signed QR code, with a document wallet app to fetch multiple credentials

A short explainer on verifiable credentials

Why Digital Credentials?

Capabilities

Issuer can issue digitally signed, machine readable credentials

Issuer can revoke the issued credentials

Issuer can share VCs to users with authentication

Users (data subjects) can import credentials from various sources (i.e. issuers) to their mobile wallet

Users can share credentials to relying parties from their mobile wallet

Relying (verifying) parties can receive and verify credentials shared with them

Credentials can be verififed in both online and offline settings

Benefits

For the system/ business user:

Cost of trust is low; not easy to forge the certificate

Low cost anytime, anywhere verification

Cost of reissuance is almost completely eliminated

Different departments can reuse the same infrastructure to generate credentials effortlessly

Decreased costs of processing the presented credential

Integrates well into existing workflows (eg; issuing a paper certificate, emailing documents to the subject)

Lesser chances of frauds and impersonations

Credentials can be issued both as physical and digital docs - hence solving for inclusion for the population

For the end user:

Empowers the users (owners of the data) with control of data back in their hands

Increases ease of transactions as there no need to carry piles of paper files/ pdfs

Saves time as no copying/ print outs are needed

Multiple modes of presenting the credential are available - offline & online

Certificates can be stored in wallet of user's choice - choice of multiple apps

Ease of applying (by submitting documents) to services, benefits or schemes

No fear or risk of losing the "original" credential/ certificate

Faster access to services enabled by faster verification

Value created

Increase in quality of life across sectors (fundamental needs, finance, healthcare, education) enabled by ease of access to a wide range of services

High trust at low cost in cross sectoral systems

What use cases can be powered?

Climate

Issuing carbon credits as verifiable credentials for energy market trading, eligibility to subsidies etc.

Education

Students having their education certificates / admission letters as verifiable credentials and sharing the same to prospective employers/loans/scholarships

Healthcare

Citizens holding their vaccination details as verifiable credential for eligibility for entering public spaces

Healthcare

Healthcare professionals with VCs of their professional licensing can present it enabling them to practise anywhere

Govt Services

Passports as verifiable credentials to assist people in their easy commute in airport

Govt Services

Business Owners holding Trade License as a verifiable credential for access to credit

Govt Services

Citizens having their civic certificates (Marriage licenses, Voter ID, Social Security Information /Passport/Driving License) as verifiable credentials to be presented as required

For DaaS Cohort 1, Inji is the digital credentials product made available.

Inji - Additional resources:

Inji - Experience centre:

https://docs.mosip.io/inji/inji-mobile-wallet/sandbox-details/inji-setup-guide