Digital authentication

What is it?

Add the capability of authenticating whether the individual who owns any kind of ID is trying to use it for a context (eg. via mobile one-time password, PIN, fingerprint auth, or other modes)

A short explainer of digital authentication

Why Digital Authentication?

Features

Unified Login
Layer on ID for multimodal user verification
Single Sign On capabilities
Selective data disclosure to third parties
User data sharing with explicit consent
Modular integration with trusted ID systems
Standard based integration with relying parties
Ensures user privacy and security in all integrations
Robust support for biometric authentication
Comprehensive support for wallet-based authentication

Benefits

For the system/ business user:

Can securely authenticate users (with smartphone/ feature phone/ no phone) for service delivery
Enable consented data sharing to safeguard the agency of citizens
Faster service delivery to citizens as manual, time consuming verification process is eliminated
Narrow and bridge the digital divide by enabling multiple modes (OTP, biometrics, password) of verification
Each business application doesn't have to maintain user profiles (passwords)
Enable trusted DPI rails to power ecosystem players (private and public service delivery services/platforms)
The cost of authenticating an individual (and hence the cost of trust) is lesser

For the end user:

Seamless sign up experience to access services
User does not need to create new profiles or remember multiple passwords
User is empowered as data is shared only with consent
Faster service delivery for users
User is empowered to share selective data fields
Digitally illiterate users can avail services using assisted mode
Lesser chances of impersonations and fraud

Value created

Increase in quality of life across sectors (fundamental needs, finance, healthcare, education) by seamless access to a wide range of services
Empowers citizens to actively participate and transact in the society

What use cases can be powered?

Agriculture

Single sign on with digital ID for farmers to access Government Portal to place bulk sell orders

Education

University students authentication to download Course Digital certificates

Govt. Services

Profile data sharing for citizens applying for Driving License with age verification

Govt. Services

Profile data sharing for citizens applying for Voter ID with age verification.

Govt. Services

Single sign on for registering online police complaints.

G2P Benefits

Auth for citizens availing Flood relief kits or Draught relief items from Government run stores

G2P Benefits

Auth for farmers applying for Bank Loan waiver or claiming crop Insurance relief.

G2P Benefits

Auth for citizens availing subsidized Food grains from Government run stores/ godowns.

Healthcare

Auth for patient registration at hospitals

Financial Inclusion

eKYC using digital ID for citizens applying for online Bank Account opening.

For DaaS Cohort 1, eSignet is the digital authentication product made available.

eSignet - Additional resources:

1. Explainer video of eSignet - https://www.youtube.com/watch?v=ZfUPRv71s_0
2. Documentation - https://docs.esignet.io/

eSignet - Experience centre:

https://docs.esignet.io/try-it-out/using-mock-data